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Posts Tagged ‘insurance’

I actually did not apply for any life insurance since I am not yet familiar on all those kinds of insurances that’s being offered to me. I asked my mom about it and she told me on its benefits why it is good to be assured since this is also for my protection not only for me but for my family as well. We don’t know what could happen next so its better to study in understanding term life insurance so I could basically purchase financial protection for my loved ones.

According to my mom, a term life insurance is a smart choice if we know that our reason for purchasing life insurance are time limited. Well, I know that purchasing life insurance is  quite a big decision and it’s important to consider the difference of this insurance  from others before choosing which  is the option is best for me.

My hubby started to learn driving on his own using my in-laws old multi cab. Sometimes I got worried when his driving because he drives too fast. He’s not a reckless driver though but I wanted him to be safe and secure at all times that’s why I am planning to let him apply for a high risk auto insurance because most of the insurance companies consider men as comparatively higher risk drivers than women.

I believe its true on my hubby’s case. And since we live in the city, it is quite risky for him to drive because there are lots of reckless drivers around. He has to keep his record of clean driving so he can also enjoy his car insurance at lower premium rates.

While everyone needs a disability insurance, it is even more important for those who are self employed like me. An illness, an accident or any unforeseen injury could hamper my earning abilities. Thus, it would only be a sensible decision to invest in a disability insurance policy so I can be entitled to  some various benefits such as paid leaves and medical allowances.

I don’t want to let my business run into losses in case of a disability that will happen to me or to my hubby that is why it is a must for us that we should get a disability insurance and prepare ourselves for any unforeseen eventualities.